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Government Banking

Whether you operate a borough, township, authority, school district, municipalities, or similar institution, our full-service banking solutions for public funds offer clear terms, competitive interest rates, and no hidden fees to help minimize expenses.

Victory Bank will pledge the required collateral for Act 72 compliance on all deposits in excess of the FDIC limits.

Benefit Victory Municipal
Interest Checking Account
Victory Municipal
Money Market Account
Interest-bearing Yes Yes
Minimum Balance Requirements No Yes
Monthly Service Fees No No
Per-Item Fees No No
Advanced Lockbox Processing Quote Available Quote Available
Free Remote Check Deposit Yes Yes
Free Cash Management/
ACH Online Banking*
Yes Yes
Free Courier Service** Yes Yes
Free Online Banking Yes Yes
Free Unlimited Deposited Items Yes Yes
Free deposit tickets and security bags Yes Yes

*Transfer times and limitations may apply.
** Restrictions may apply.


CDARS® (Certificate of Deposit Account Registry Service) and ICS® (Insured Cash Sweep) provide a safe, secure, and convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.
Learn more.

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.

For details, contact us or call 610-948-9000.