Home Equity Line of Credit Sale

Home Equity Lines of Credit are now offered through QNB Bank, the parent company of The Victory Bank. 

For a limited time, take advantage of our home equity loan specials. Apply online or visit your local Victory Branch today! You will enjoy convenient access to the credit line through Online/ Mobile Banking and your Checking Account, plus:

• No application fees
• No closing costs
• No minimum initial draw period
• No prepayment penalties

Apply Online

(by clicking this link you be redirected to our secure application portal through our parent company, QNB Bank)

Annual Percentage Rate (APR) is accurate as of 4/1/2026. Equity Choice is a variable-rate line of credit secured by a primary residence and is subject to credit approval. Maximum LTV is 80%. Maximum line amount is $500,000. The maximum APR is 18%. The APR may vary. Victory/QNB Checking and Online or Mobile Banking are required to access the Home Equity Line of Credit (HELOC). Mortgage satisfaction fees apply at loan termination. Property insurance is required, and flood insurance may be required. Property must be in Pennsylvania in Berks, Bucks, Chester, Montgomery, Lehigh, or Northampton Counties. Other rates and terms are available. QNB NMLS #781724

1. 3.99% Intro-Rate APR applies for one year from the origination closing date on new Equity Choice home equity lines of credit. Equity Choice line of credit must be closed within 60 days of application. Intro-Rate offer may be discontinued at any time.

2. After the expiration of the one-year Intro-Rate, with auto payment from a Victory/QNB checking account, the APR will be based on the Prime Rate, as published in the Wall Street Journal, currently 6.75% APR. Without automatic payment from a QNB account, the APR will be based on the Wall Street Prime Rate plus 0.50% - currently 7.25% APR.