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LIMERICK PENNSYLVANIA -- The Victory Bank is pleased to sponsor four students from Ursinus College in the 2019 CSBS Community Bank Case Study Competition.

The competition was created to increase insight into the community banking business model and inspire students to seek careers in banking.
A record number of college student teams have signed up for the 2019 Community Bank Case Study Competition, the Conference of State Bank Supervisors (CSBS). Now entering its fifth year, the CSBS Community Bank Case Study Competition is the largest and most comprehensive undergraduate research competition on community banks. Participating with 95 other student teams from 63 colleges and universities across the United States, students will connect with experienced leaders in the banking profession and develop case studies. Student teams will produce both a research paper and a video summarizing their findings.

The case studies will be based on regulatory relief. Focusing on the recently-passed regulatory relief bill, students will be asked to identify how a bank has or will be able to take advantage of its provisions and to estimate the resulting economic impact to the bank and community. They will outline additional changes that could have been included in the bill to produce even greater benefit to the bank and local economy. Upon completion of the competition, CSBS hopes to collect evidence to present to Congress in support of regulatory relief, while also identifying supplemental policies that could further benefit local communities.

Each of the case studies will undergo three rounds of judging by three separate panels of banking experts. The top three scoring teams will be announced at the CSBS State-Federal Supervisors Symposium in San Antonio.

The student teams compete for an academic scholarship, a chance to get their work published in an academic journal and an opportunity to attend the annual CSBS-Federal Reserve Community Banking Research Conference, held in St. Louis in October.
For more information, visit
The student participants include: Gemma Dufoe, Bridget Sherry, Brett Korn, Jorge Arrisueno, and special thanks to Dr. Andrew Economopoulos, Ursinus professor, who is advising the students.

The Victory Bank is locally owned and operated commercial bank headquartered in Limerick, Pennsylvania. The bank was founded to optimize the financial lives of business, professionals, government/public entities, and consumers. For more information, call 610-948-9000.  Member FDIC
Limerick, Pennsylvania – January 29, 2019 – The Victory Bancorp, Inc., (OTCQX: VTYB) announced unaudited results for the year ended December 31, 2018.

Highlights include an earnings increase of 40%, asset growth of $31 million and a $1.8 million increase in stockholders’ equity. Net income increased $545,000 to $1.9 million, or approximately 98 cents per common share. Joseph W. Major, Chairman & CEO, stated, “Our company once again demonstrated excellent growth in 2018, while maintaining strong credit quality and improved earnings. From the beginning, our relationship-based banking strategy has focused on building a better team of bankers, committed to serving the needs of our clients. This approach helped us deliver the best year in the company’s history.”

Net income for the year ended December 31, 2018 was $1.917 million, an increase of $545,000 compared to $1.372 million in 2017. Deposits grew to $223.8 million at December 31, 2018 from $189.2 million in 2017, an 18% increase. Net Loans increased 12% to $228.3 million at December 31, 2018 from $204.2 million in 2017, and total assets increased by $30.9 million to $251.7 million as of December 31, 2018, an increase of 14% over 2017.
The company paid a cash dividend totaling 8 cents per share during 2018.

The Victory Bancorp, Inc. is traded on the OTCQX market under the symbol VTYB ( and is the parent company of The Victory Bank, a Pennsylvania state chartered commercial bank, headquartered in Limerick, Pennsylvania. The Victory Bank was established in 2008. Victory provides high quality banking services to small and mid-sized businesses and professionals through its two offices located in Montgomery and Berks Counties, Pennsylvania.

As of December 31, 2018 The Victory Bank had total assets of $251.5 million, total deposits of $223.9 million, and total equity of $22.4 million. Additional information about Victory Bancorp is available on this website.
This presentation may contain forward-looking statements (within the meaning of Private Securities Litigation Reform Act of 1995). Actual results may differ materially from the results discussed in these forward-looking statements. Factors that might cause such a difference include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, loan demand, real estate values and competition; changes in accounting principles, policies, or guidelines; changes in legislation or regulation; and other economic; competitive, governmental, regulatory, and technological factors affecting the Company’s operations, pricing, products and services.
Limerick, PA (Business Wire) -January 28, 2019. The Victory Bancorp, Inc. VTYB (the "Company") today announced that its Board of Directors has declared a quarterly cash dividend increasing the amount from $0.02 to $0.025 per outstanding share of common stock. The dividend will be paid on or about February 28, 2019 to stockholders of record as of the close of business on February 8, 2019. Additional information about Victory Bancorp is available on this website.







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